How to Deal With Insurance Adjusters After an NJ Car Accident

When a car accident occurs, one of the first steps in the process of obtaining compensation is to talk to an insurance adjuster. Many people who have suffered a car accident come to rely on their adjuster, assuming that this person has their best interests in mind.

This kind of reliance, however, can end up hurting your claim for compensation. While it’s important to work with your adjuster—or to choose an experienced New Jersey car accident lawyer who can communicate on your behalf—it’s also important to do so in a way that preserves and supports your claim for compensation. Here’s how:

1. Report the accident immediately.

Most car insurance policies have very short time limits for reporting a claim after an accident occurs. To ensure you don’t miss the deadline, report the accident as soon as possible after it happens. Reporting the accident starts the adjuster working on your claim.

2. Stay calm and stick to the facts.

Dealing with insurance adjusters after a crash can be stressful. If your adjuster considers you “uncooperative,” however, he or she may have grounds to close your claim, leaving you with nothing. Instead, stay calm and polite. Focus on the facts, and always tell the truth—even when the truth is “I don’t know” or “I don’t remember.”

3. Talk to a lawyer before recording a statement or signing paperwork.

A recorded statement or signed paperwork may not reflect your best interests. They may even be used against you. Talk to an experienced lawyer before you agree to either step.

After a car accident, you may be struggling to get your vehicle fixed, deal with work issues, and recover from a serious injury. An experienced New Jersey car accident lawyer can help you handle insurance companies, making your path to compensation smoother. Contact Andres, Berger & Tran at 856-317-6558 or fill out our convenient online contact form to learn more.

The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney/client relationship. If you are seeking legal advice, please contact our law firm directly.

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Results may vary depending on your particular facts and legal circumstances.